Lending to Physician Partners
Physicians Financial Partners finances buy-in loans and lines of credit for ASC physician partners from $50,000 to $2 million. We work directly with the physician to explain the many advantages of our commercial loan over the traditional personal loan offered by most local banks.
Benefits to the Physician
- No out-of-pocket payments required—loan is repaid by center distributions.
- No personal collateral or spouse co-signature needed
- Loan is not reported to the credit bureau
- Up to 100% financing including fees and legal costs
- A term loan of 5-7 years with the best rates available in the market
Our Process:
- The physician provides a recent tax return, financial statement and CV.
- The ASC provides the its financial information.
- We ask our financial partners to submit their best rates for the loan.
- We select the best loan proposal.
- The center sends the physician’s distribution check directly to the financial institution for debt service of the loan.
- Any excess distribution is immediately available to the physician.