Lending to Physician Partners
Physicians Financial Partners finances buy-in loans and lines of credit for ASC physician partners. We work directly with the physician to explain the many advantages of our commercial loan over the traditional personal loan offered by most local banks.
Benefits to the Physician
- No out-of-pocket payments required—loan is repaid by center distributions.
- No personal collateral or spouse co-signature needed
- Loan is not reported to the credit bureau
- Up to 100% financing including fees and legal costs
- A term loan of 5-7 years with the best rates available in the market
Our Process:
- The physician provides a recent tax return, financial statement and CV.
- The ASC provides the its financial information.
- We ask our financial partners to submit their best rates for the loan.
- We select the best loan proposal.
- The center sends the physician’s distribution check directly to the financial institution for debt service of the loan.
- Any excess distribution is immediately available to the physician.